A rate is a number.
Your home is the point.
Translate 55 years of weekly mortgage rates into a home price your monthly budget can support. Inspect any week, set a target home, and see exactly how the rate changes the answer.
Open the rate deskInteractive rate and buying-power history
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Keep in mindThe survey reports a national weekly average for a 30-year fixed loan. It is not a rate quote, a preapproval, or an offer of credit, and there is no Massachusetts-specific rate history going back this far. Financing capacity is not historical home affordability, and it does not account for past home prices or incomes. Your own rate depends on credit, down payment, property, and lender.
Want the full monthly picture, including taxes, insurance, and your existing debts? Use the affordability calculator.